Jul 22

Scheduled or preset funding

I love the idea of the auto fund feature you have that allows easy quick allocation based on the priority of each envelope because it’s flexible for changing incomes, but often people are payed weekly or Biweekly and so they may not want to fill the whole goal amount needed for the month, and for people who have very precise incomes that can be scheduled out to the T it can be very frustrating to need to individually go to envelopes and fill them when they could be automated, And sometimes a persons funding priorities may be different then the way they want to organize their envelopes I could think of 2 ways to fix this issue 1 So what if there was a way to schedule funding into all your envelopes based on an amount? It would need the ability to be edited though to be most useful incase something needed changing, right now if you do that it becomes a positive expense and doesn’t go towards funding. 2 Or probably a better way, creating a preset for funding that can be reviewed and adjusted for small changes in income that doesn’t rely on the budget goal to determine how much goes where, this would allow people who have a constant income to fund everything all at once at any interval they desire by changing the amount they put into each envelope to fit their monthly needs based on the amount of times they are payed per month Things to consider Ability to save multiple presets Ability to change the priority of funding envelopes to something different in the present then the organization of envelopes on the home page because funding priorities may be different then how we want them organized for viewing. Maybe the ability to enter a percentage as a funding amount I know this might be a lot of work and take time to incorporate, but if people are interested, I think it would increase the usability of the app to fit more people’s needs, and save time when funding envelopes.

Closed

Sep 10, 2025

We've come to an agreement that this feels like a bit too much work to solve. I've since added due-dates for categories, so when you do the quick assign to fund your categories, it funds the categories that are due the earliest first. I think this is sufficient. If anyone disagrees, please simply open another request 🙏

Aug 19, 2025

I am not sure if this is exactly related to this request, but it seems to be. I really liked the way I could set up funding in Mvelopes. I will give an example. I am paid every two weeks. But the amount varies as one check has insurance etc. taken out of it. So say one check is $2000 and one check is $1900. I had a preset funding called “Income 1” or “Income 2”. They funded exactly the envelopes I wanted with the exacts amounts I wanted. And say I got a check for $2300 due to overtime. I would select “Income 1” and it would show I had an additional $300 to allocate. So I could distribute that among envelopes as I wanted. It is very tedious currently as I have to fund every envelope individually.

Aug 19, 2025

Tricia: Now this makes sense to me. I remember you mentioning Mvelopes and I forgot to respond to that previous comment. Being blunt here, my immediate thought is I won't add something like this. I can see that being fairly complicated, as people often have more than just 2 income transactions per month. Like a refund, paycheck, interest from your savings account, side hustles, etc. I believe a middle ground to this is to be able to set a due-date on your categories, like I mentioned at the end of my first comment here. Once I add the ability to set a due date (12th of every month, for example) the Quick Assign button will fund your categories in order of due date. So if your electricity bill is due on the 12th at $100, your Netflix is due on the 13th at $20, and your paycheck comes in at $110, then the Assign button will put $100 into electricity and $10 into Netflix, regardless of the physical order of the categories (currently the Assign button assigns funds from top to bottom). I'll think of this, and feel free to share more details if you feel appropriate. Though I feel I understand the request �

Aug 22, 2025

Igor I understand this may be too complicated for now. I honestly don’t know if I would use a due date system. For instance, perhaps my Electric bill is due next week. However, my “Electric “ envelope is already overfunded, and I don’t want any money to go in there. I may not want to fund some of my “Wants” this paycheck because I need to pay a tuition payment, etc. Any system that assigns money to envelopes automatically needs to assign the money, then show how much is being put in each envelope, then let the user move money as desired, then they select the “distribute money” button to fill the envelopes.

Jul 22, 2025

Sarah Scheduled funding sounds like a nightmare to code. Let's put that one on the back burner, as you also say option 2 might be better. I have some questions about that. First, are you a month ahead? I am one month ahead in my budget, so when my paycheck comes in, I move to the next month to fund those categories. In that case, I don't care which order they are funded in, or if they're half funded or not, because I know by the time the 1st of the month comes, all of my categories will be fully funded from my paychecks from the previous month. If you're not a month ahead, then this makes total sense, so I'm just trying to see how you budget today. There is another feature request called "Fund Half" where Stevan says he'd like to have a quick-assign button that funds half of all categories. This is because he gets paid bi-monthly. Sounds like these are slightly related, where yours gives you more granular control over how much goes into each category with the click of the button (preset). And I do understand the order of the budget is often not related to the order you want to fund them. That was an oversight on my part because of what I mentioned that I only fund months in the future, so the order doesn't matter to me personally. You make a good point. I'm struggling to come up with a good way to display this in the app, though. 1. Does a "preset" let you choose the percent on a category level? Like fund 50% of Groceries, 50% of Electricity, etc. 2. What happens if the category is already 50% funded. Does it add on another 50%? 3. What if the fund percentage is 40%? Does it fund 40%, then 40%, then 20%? I have plenty more, but this will have to wait a bit anyway to, as you say, see if others are interested and for me to get more info from you and figure out how to solve this. I *think* a simpler approach might be to add due-dates on the categories. Then, when you auto-assign, it funds categories with the earliest due date instead of simply from top to bottom.

Sep 10, 2025

Igor Thanks for your so thoughtful and critical response I hadn’t thought to be a month ahead and I think the due dates was a great alternative. Ya if it’s a pain to code it’s just not worth it. your time could be better spent.

Sep 10, 2025

Sarah: Sweet! Thanks for the heads up. I'll close this one and mention that it was somewhat solved by due-dates. If you have some other request related to this, you can comment on this even if it is closed and we can discuss it, or email me, or just make a totally new request. 🙏