AI chat not helpful, initial setup confusing. Got it. I'm going to see what I can do. In the meantime, I'll point you to one of our competitors: YNAB. They have an amazing series of YouTube videos that I just can't compete with at this point. YNAB and Kualia are very similar and you'll find their tutorials and setup videos beneficial. Here's an explainer on envelope budgeting. its 4 years old but the method hasn't changed in decades: https://www.youtube.com/watch?v=joRaNp3pRTI For initial setup, it'll be a bit trickier following their process because the UIs are not 100% the same. However, they are similar enough that you should be able to follow along side by side and understand what's happening and where they're clicking or changing things: https://www.youtube.com/watch?v=MfZlk7wRclM Let me know if that helps. In the meantime, I'm going to see if I can improve the instructions for the AI chat so it can do a better job at explaining the budgeting system and helping you set up your budget. As of now, it knows the basics, and you can ask it to set up your category targets for you. Like "Set a monthly target of $1500 for my mortgage". -- As for your credit card balance showing up in Ready to Assign, I'll email you about that. Thanks for the request 🤝
Just a note, my email sometimes goes to spam for Apple Private Relay emails 🤖